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Down payments are one of the largest hurdles in homeownership, especially amongst younger buyers. In the event you have not saved enough funds for the down payment to purchase a home, many lenders allow borrowers to purchase a home utilizing gift funds. What are gift funds? A gift giver (commonly a buyer’s parents) is providing […]

Mortgage reserves are savings balances that remain after you close on your home purchase.    Also known as emergency funds, in the event of substantial income loss or unemployment, reserves assure mortgage lenders that you will be in a position to continue making your scheduled mortgage payments. Essentially, they are cash funds that you can

There are quite a few homes currently for sale in Sausalito, CA that offer beautiful views. So we put together a list of our top 5! It was very hard to narrow it down because each home offers something a little different. But these homes just really stood out. Tell us your favorite in the

This weekend’s weather forecast for Sausalito is 80 degrees on Saturday and 83 degrees on Sunday! (weather report) So we have put together a list of 5 fun activities that the whole family can enjoy to help you plan and make the most of this warm Fall weekend. Kayaking and Paddle Boarding at Seatrek Get

If you are not in a position to put the standard 20% down payment on the home you are purchasing you will likely need to factor in the cost of PMI (private mortgage insurance). 𝐖𝐡𝐚𝐭 𝐢𝐬 𝐏𝐌𝐈? Private mortgage insurance is a type of insurance that may be required by your mortgage lender if your

If you’re planning on purchasing a home and you plan to utilize a mortgage to do so there are some things you should not do in advance.  Don’t apply for new credit: applying for new credit can lower your credit score Don’t close any credit accounts or transfer your debt: although it may be a

It is true, the Marin County real estate market is performing very well right now! People from San Francisco are moving out of the city and opting for less populated Marin County. This migration out of San Francisco paired with record low interest rates and first time home buyer incentives has increased competition amongst buyers.

The Marin County real estate market is highly competitive and I am regularly seeing multiple offer scenarios on single-family homes. To get an offer accepted by a seller it takes the right realtor who understands not only how to negotiate on your behalf but how to instill confidence in the selling party. If you want

One of Sausalito’s main tourist attractions is the famed and eclectic houseboat communities that populate the waterfront. There are currently 10 floating homes for sale in Sausalito, each one serving as a unique piece of Sausalito’s history.  Click HERE to view the complete list! During World War II, Sausalito’s Marinship shipyard was contracted to make